What constitutes a motor vehicle collision?

A motor vehicle collision is defined as an event that results in injury, death, or property damage specifically caused by a motor vehicle. This definition encompasses various scenarios where motor vehicles, such as cars, trucks, motorcycles, etc., are involved in incidents that can lead to harm to individuals or damage to property.

Understanding this definition is crucial, as it emphasizes the involvement of motor vehicles in the event, distinguishing it from other types of accidents or incidents that do not meet this criterion. For example, collisions involving non-motorized vehicles, such as bicycles, do not qualify as motor vehicle collisions because they lack the motor component. Similarly, events occurring on a highway that do not involve motor vehicles or that do not result in the stated consequences of injury, death, or property damage also do not fit this definition. Public transportation failures, while they can involve vehicles, do not specifically pertain to the definition of a collision if they do not involve a motor vehicle causing direct harm.

Thus, the correct answer encapsulates the essence of what is meant by a motor vehicle collision, focusing on the interaction of motor vehicles with people and property in a way that leads to negative outcomes.